Quote:
Originally Posted by TonyCheong2
Also can go for REIT stock counters as quantum no need so high.
For own stay pay in full is ok for a peace of mind but if for investment to get rental income ideally must leverage and take mortgage loan if not cash flow will be very tight.
All being said the days of low risk, high returns from real estate investments are a thing of the past.
Let's use bro Happyman007's condo investments as an example.
1st Condo bought 8 years ago -> Yield 10% p.a
2nd, 3rd & 4th Condo bought 2 years ago -> Yield 6% p.a.
To get a yield of 6% p.a. from a THB2.2 Million investment might as well invest in REITs with similar returns.
Lesser quantum and risk. No need to fuss over maintenance, tenant matters, etc.
Unrealised capital gains from property is not a gain until you realised (liquidate) it.  |
Haha, your point on condo is spot on. However, Reits also has its disadvantages as it is suceptible to price fluctuations.. Guess no risk no gains! There is also crowdfunding projects that one can get access too for high yield and shorter tenure, but need careful analysis and brace heart here😬